Description
Lead Credit Analyst
Contract Position
Glasgow (Hybrid working)
About the role:
We are a dynamic and innovative company committed to managing credit risk effectively. Our team plays a crucial role in ensuring the financial health of our organization while maintaining a positive customer experience. As a Credit Risk Analyst, you will be at the forefront of decision-making. Your insights and data-driven recommendations will directly impact our credit policies, strategies, and overall success.
Job Description:
- Monitor, maintain and enhance critical credit scorecards and decisioning performance across consumer and business journeys.
- Collaborate with other team leads to identify risks, improve processes, and optimize connections to our network.
- Engage with stakeholders across different business areas to align strategies and achieve company goals.
- Provide valuable feedback on propositions, projects, and services.
- Analyze data using Excel, SAS, Alteryx, and Python to identify trends and opportunities.
- Challenge existing credit policies and propose effective changes.
- Perform regular and ad-hoc tasks, delivering actionable insights to drive positive outcomes.
Qualifications:
- Experience managing and developing credit scorecards (Essential).
- Advanced Excel skills (Macros, Pivots, VLOOKUP, conditional formatting, etc.). VBA knowledge is beneficial.
- Recent experience analyzing data using SAS/SQL, Alteryx or similar tools (within the last 6 months).
- Mathematical or finance-related degree or proven experience at a senior/lead analyst level.
If Interested and to know more about the role please share your CV with me – [email protected]